FAQ About Properties investment in Turkey 2025

FAQ About Properties investment in Turkey 2025

 

The real estate market in Turkey, particularly in Istanbul, has witnessed significant interest from foreign investors in recent years. There is a wide range of apartments for sale in Istanbul to suit all budgets, whether for residential or investment purposes. Below are some frequently asked questions about real estate investment in Turkey in 2025.

 
FAQ About Properties investment in Turkey 2025
 

What are the best real estate companies in Turkey?

Damas Group Real Estate is considered one of the leading real estate companies in Turkey. Established in 2014, it focuses on providing outstanding services to its clients by offering a diverse range of real estate options. The company specializes in luxury residential complexes and smart apartments with attractive architectural designs, along with facilities tailored to the lifestyle of modern families.

Over the years, Damas Group has built strong relationships with leading construction companies in Turkey, enhancing its reputation in the real estate market and making it a trusted and professional company for both Arab and foreign investors.

The company operates in several Turkish cities, including Bursa, Trabzon, Antalya, Yalova, and Kocaeli, with a focus on projects offering stunning views in strategic investment areas.

 

Key services provided by Damas Group:

 

  • Free Real Estate Consultations: Offering advice and guidance to investors and property owners.
  • Property Availability: Assisting clients in finding suitable apartments and villas in Turkey, especially in Istanbul.
  • Project Tours: Organizing field visits to real estate projects.
  • After-Sales Services: Supporting clients in all purchasing steps, ensuring accuracy, and following up on property residency and Turkish citizenship procedures.
  • Legal Services: Providing legal consultations during the purchasing process.

What are the requirements for purchasing real estate in Turkey?

Legal Framework for Foreign Ownership of Property

Under Article 35 of the Land Registry Law No. 2644, amended by Law No. 6302, which came into effect in May 2012, the principle of reciprocity was abolished. This change allowed citizens of 153 nationalities to own property in Turkey.

Types of Real Estate Foreigners Can Own in Turkey

The Turkish government permits foreigners to own various types of real estate, including:

  • Residential Apartments: For family or individual living.
  • Commercial Offices: For business purposes.
  • Land: For construction or agriculture.
  • Tourist Properties: Such as hotels and chalets.

Restrictions and Conditions for Property Ownership

Turkey imposes minimal restrictions on foreign ownership of property, but there are regulations to ensure the safety of transactions, such as:

  • Submitting a property valuation report.
  • Identifying properties that can be purchased based on their strategic location.
 
 

Can foreigners buy property in Turkey?

Yes, foreigners can purchase property in Turkey under specific terms and conditions. These conditions are related to the type of property, its location, and the buyer. Below, we outline the necessary details for foreign ownership of real estate in Turkey.


What are the required documents to buy property in Turkey in 2025?

To complete the property purchase process, the investor needs to provide the following:

  • A valid passport translated and notarized.
  • Tax identification number.
  • Personal photos.
  • A notarized purchase agreement.
  • Property valuation report.
  • Proof of financial transfer to the seller.
  • Earthquake insurance policy.
  • Receipt for title deed fees.

Required documents in detail:

  • A translated and notarized passport.
  • Four personal photos.
  • Property ownership deed (title deed).
  • Property valuation report.
  • Earthquake insurance.
  • Signing the purchase contract in the presence of a lawyer.
  • Registering the property with the Land Registry Office.
  • Payment of taxes and fees (4% of the property value).

Can foreigners obtain residency by purchasing property in Istanbul?

Yes, foreigners who own property in Turkey are eligible to obtain property-based residency, which includes:

  • The property owner: The individual registered as the owner in the Turkish Land Registry (title deed).
  • The spouse: The property owner's spouse. Turkish law does not recognize polygamy; therefore, residency cannot be granted to more than one spouse.
  • Children under 18: Children who are under 18 years of age.

Steps to obtain property-based residency in Turkey:

  1. Purchase property worth at least $200,000 USD: The property must be residential and not for commercial purposes.
  2. Obtain the property title deed (Tapu): The property is officially registered under the buyer's name in the Land Registry Office.
  3. Book an appointment to apply for residency: This can be done via the Turkish Immigration Administration's website, specifying the residency type as "property-based residency."
  4. Pay the required fees: This includes residency fees, health insurance, and associated taxes.
  5. Attend the interview at the Immigration Office: Submit all required documents, such as a passport, title deed, health insurance, and personal photos.
  6. Await approval and receive the residency card: If approved, the residency card is sent to the applicant's address via Turkish postal service (PTT).

Important Notes:

  • Residency duration: Property-based residency is usually granted for one or two years and is renewable as long as the property remains under the owner's name.
  • Renewal process: Renewal requests must be submitted well before the current residency expires, ensuring the passport and health insurance are valid.
  • Legal restrictions: Buyers must ensure the property is not located in a restricted area for foreign ownership and that their nationality is not among those prohibited from owning property in Turkey.
 
عقارات للجنسية التركية
 
 
 

What is the investment return from Turkish real estate in 2025?

The return on investment (ROI) from real estate in Turkey is among the most attractive in the world of investments, especially in Istanbul. Investors benefit from significant opportunities to achieve tangible financial gains over many years.

Calculating ROI in Turkish real estate is unique and differs from other types of investments. The return varies based on the nature and specific features of each investment project. Real estate investments generally retain their value and rarely result in losses, as properties tend to maintain or significantly increase in value.

In most locations and periods, property values in Turkey remain stable, making it a sustainable and profitable investment. Investors focusing on properties in tourist areas or with stunning natural views can achieve additional returns due to high demand in these regions.

For those who choose to sell their property instead of renting it, they can realize profits of up to 70% above the original purchase price. The profitability in this field depends on how well the investor manages their strategy, making it highly lucrative in the long term. Confidence in Turkish real estate investments is built on consistent returns and steady gains over time.


How do I arrange to buy a residential property in Istanbul?

Steps to buy an apartment in Istanbul in 2025:

  1. Consult a real estate advisor:

    • Choose an experienced advisor to provide guidance and streamline the process.
  2. Gather information:

    • Research laws, taxes, and costs associated with the purchase.
  3. Receive offers:

    • Get the best offers, whether for ready-to-move or under-construction properties.
  4. Property tours:

    • Visit selected properties to inspect them in person.
  5. Property valuation report:

    • Obtain a report to determine the property's actual value.
  6. Sign the purchase agreement:

    • Sign and notarize the contract with a notary.
  7. Currency exchange:

    • Exchange foreign currency for Turkish Lira as required by law.
  8. Transfer payment:

    • Pay the seller in Turkish Lira.
  9. Prepare the title deed file:

    • Gather the necessary documents for property transfer.
  10. Obtain the title deed (Tapu):

    • Pay the fees and receive the title deed from the Land Registry and Cadastre Office.

What are the benefits of buying property in Turkey?

Key advantages of purchasing property in Turkey:

  • Obtain property-based residency: Granted to the investor and their family.
  • Opportunity to acquire Turkish citizenship: By purchasing property worth $250,000.
  • Access to a Turkish passport: A globally recognized passport after obtaining citizenship.
  • Ease of living in Turkey: A stable and comfortable environment.
  • Strategic location: Links investments between East and West.
  • Profitable returns: Renting properties during tourist seasons.
  • Safe and beautiful living spaces: Ideal for families and investors.
  • High-quality education opportunities: Renowned universities and schools.
  • Cultural familiarity: A conservative culture similar to Arab and Eastern traditions.
  • Low living costs: Coupled with a high quality of life and strong infrastructure.

Why is a real estate agent important when buying property?

Reasons to rely on a real estate agent:

  1. Avoid mistakes with expert inspection:

    • Agents inspect infrastructure, water, and electricity systems.
    • They assess the property to prevent future issues.
  2. Trust and reliability:

    • Agents present legally vetted and reliable properties.
    • Ensure properties are free from engineering or legal complications.
  3. Save time and effort:

    • Provide a diverse list of properties tailored to your needs.
    • Simplify the search process and avoid confusion.
  4. Strong network connections:

    • Agents leverage their relationships with banks and government institutions.
    • Facilitate property transactions thanks to their market knowledge.
  5. Comprehensive services:

    • Offer consultations, inspections, and support during the buying process.
    • Bridge the gap between buyer and seller efficiently.
  6. Transparency in dealings:

    • Clarify all details and costs upfront.
    • Ensure credibility and smoothness throughout the transaction stages.
 
 

Summary

Relying on a real estate agent saves time and effort, ensuring you choose the right property with the highest reliability and transparency, avoiding unexpected surprises.


How to Open a Bank Account in Turkey for Buying Property

Opening a bank account in Turkey is a straightforward process that facilitates property purchases. The main steps include:

  1. Prepare required documents such as a passport, tax number, and proof of address.
  2. Choose a bank that suits your needs, considering its services and accessibility.
  3. Complete the application process by visiting the branch in person and submitting the necessary documents.
  4. Activate your account and ensure it supports international transfers to facilitate property payments.

What is Turkish Citizenship by Property Ownership?

Turkish Citizenship Through Real Estate Investment: Advantages and Requirements

Advantages of acquiring Turkish citizenship through property ownership:

  1. Simple and fast process:

    • Faster and more affordable compared to other citizenship methods.
  2. Dual purpose:

    • The property can be used for living or investment while obtaining citizenship.
  3. High profitability:

    • Earn income by renting out or selling the property after the legal retention period.
  4. Low taxes and fees:

    • Property acquisition costs are lower than in European countries.
  5. Competitive real estate market:

    • Turkish properties are managed by globally reputable construction companies.
  6. Government support:

    • Incentives attract investors and boost the real estate sector.

Requirements for obtaining citizenship through property ownership:

  1. Property value:

    • Purchase a property worth at least $400,000.
  2. Retention period:

    • The property cannot be sold for at least three years.
  3. Currency exchange:

    • Exchange foreign currency at the Central Bank into Turkish Lira.
  4. Property condition:

    • Must be a first-time sale specifically eligible for citizenship.
    • Registered under full ownership (tapu tamam) or easement (irtifak).
  5. Seller’s nationality:

    • The seller must be a Turkish citizen, not a foreigner who acquired Turkish citizenship.
  6. Payment method:

    • Payments must be made through a bank transfer (cash-in-hand transactions are prohibited).
    • Payment can be in full or via installments, provided the initial payment exceeds $400,000.
 

How to Avoid Fraud in the Real Estate Market in Turkey

 

 

How to Avoid Fraud in the Real Estate Market in Turkey 

 

 

Where to Find Family Properties with Green Views in Istanbul?

Istanbul offers many areas with family-friendly properties featuring green views and facilities. Some of the best locations include:

  • Başakşehir:
    A peaceful area known for its public parks and green spaces, such as Başakşehir Valley. It features luxurious residential projects ideal for families.

  • Bahçeşehir:
    Known as the "City of Gardens," it has numerous modern residential complexes and recreational facilities, making it an ideal place for families.

  • Göktürk:
    Located near Belgrad Forest, this area offers stunning natural views and exceptional amenities suitable for family lifestyles.

  • Riva:
    A charming area with luxury villas and houses overlooking green spaces, making it an ideal choice for investors looking to live in a natural environment.


Do You Recommend Buying an Apartment in Turkey?

Yes, buying an apartment in Turkey is considered a good option for many reasons:

  • Investment Opportunities:
    The Turkish real estate market is continuously growing due to increased demand from both local and foreign investors, making Turkish properties a profitable investment.

  • Turkish Citizenship:
    Purchasing an apartment worth $400,000 grants you the opportunity to apply for Turkish citizenship.

  • Variety of Options:
    Turkey offers properties suitable for all tastes and budgets, whether for residential or investment purposes.

  • Quality of Life:
    Turkish cities like Istanbul and Antalya offer a high standard of living at lower costs compared to Europe and other countries in the region.


Is Buying Off-Plan Property in Turkey a Successful Investment?

Yes, but only if you choose the project carefully. The benefits of buying off-plan property include:

  • Lower Prices:
    Prices are generally lower compared to ready-to-move-in properties, allowing investors to make a profit once the project is completed.

  • Customization:
    Buyers may be able to select finishes or interior designs for the property.

  • High Investment Returns:
    Property values usually increase after the project is completed, especially in promising areas.

  • Potential Risks:
    Make sure to check the developer's reputation and delivery schedule to avoid delays or issues with construction quality.


What Taxes Should You Pay When Buying Property in Istanbul?

When purchasing property in Istanbul, the following taxes and fees apply:

  • Property Transfer Tax:
    This is 4% of the property value and is paid to the Tapu office when registering the ownership. It can be shared by the buyer and seller or paid by one party.

  • Value Added Tax (VAT):
    It varies depending on the type of property and its size:

    • 1% for small residential apartments (less than 150 square meters).
    • 8% or 18% for other properties depending on the project type.
  • Tapu Fees:
    Fees for registering the property in the land registry.

  • Earthquake Insurance:
    This mandatory insurance covers damages from natural disasters.

  • Other Fees:
    Includes fees for legal agencies and consulting services during the purchase.


What Are the Conditions for Arabs to Buy Property in Turkey?

Arabs can purchase property in Turkey according to the following conditions:

  • Legal Registration:
    The property must be registered in the buyer’s name in the land registry (Tapu).

  • Allowed Area Size:
    The total area of properties owned by a foreigner should not exceed 30 hectares and must not surpass 10% of the administrative region.

  • Prohibited Areas:
    Property ownership is not allowed in military or security zones.

  • Approval from Relevant Authorities:
    Properties are reviewed by the Tapu Directorate to ensure the legality of the sale.

  • Use of Property:
    The property must be used for the specified purpose (residential or investment), as stated at the time of purchase.

  • Payment Method:
    The payment must be made via a bank transfer to ensure transparency and compliance with the law.

 
 

 

Related Articles:

- Real Estate Residency in Turkey, click here...

- Studio Apartments: Features and drawbacks, click here...

- Real Estate Residency for Arab Communities, click here...


 

Keys to finding related properties:

- Apartments for sale in Istanbul

- Government-guaranteed properties

- Properties with special installment plans

- Villas for sale in Istanbul

- Properties for sale in Başakşehir


 

داماس جروب العقارية

In the competitive real estate market, Damas Group Real Estate aims for excellence by offering the latest information and news about the Turkish real estate market. Our specialized marketing team is always ready to respond to your inquiries and answer all your questions. Our sales representatives are qualified and receive ongoing training to maintain top-notch work quality.

At Damas Group Real Estate, we have a diverse real estate portfolio that meets all your investment aspirations. We offer you our various options and aim to connect you with developers with whom we have strong relationships. We help you with all procedures, and even after you buy a property, we offer crafted investment plans to maximize returns through resale.. Contact us to learn more.

Since our establishment, we have been striving to reach the top in serving our clients. Your opinions and comments matter to us as we strive to climb the ladder of success towards the summit.

 

 

FAQ

Damas Group Real Estate is considered one of the leading real estate companies in Turkey. Established in 2014, the company focuses on providing exceptional services to its clients by offering a wide range of property options. The company specializes in delivering luxurious residential complexes and smart apartments with attractive architectural designs, along with service facilities that cater to the modern family lifestyle.

According to Article 35 of the Property Registry Law No. 2644, amended by Law No. 6302, which came into effect in May 2012, the principle of reciprocity was abolished, allowing citizens of 153 nationalities the right to own property in Turkey.

Valid passport, translated and notarized. Tax number. Passport-sized photos. Notarized property purchase contract. Property appraisal report. Receipt of payment transfer to the seller. Earthquake insurance policy. Receipt of title deed fees payment.

contact icon
Register for Free Consultation